Terms of Use

Effective: April 27, 2026  ·  Version: 2.0

Important. Please read these Terms carefully. They contain provisions limiting our liability, requiring binding arbitration, and waiving class-action rights (Section 14). They also disclose that Q Signals is not investment advice and that you bear all trading risk.

These Terms of Use ("Terms") form a binding agreement between you ("you" or "User") and the individual operator of Q Signals, currently doing business as a sole proprietorship under the trade name "Q Signals" ("Q Signals", "we", "us"). They govern your access to and use of the Q Signals website at q-signals.com, the Q Signals War Room mobile application, any related APIs, and any other services we offer (collectively, the "Service").

By accessing or using the Service, creating an account, or clicking "I Agree," you accept these Terms and the Privacy Policy, Risk Disclosure, and Disclaimer. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old, legally able to enter into binding contracts in your jurisdiction, and not a person with whom dealings are restricted under U.S. economic-sanctions laws (including the OFAC Specially Designated Nationals list) or any other applicable embargo. By using the Service you represent that all of the foregoing is true.

2. The Service

Q Signals publishes algorithmic market signals, options-strategy analytics, sentiment scoring, AI-assisted research chat, backtests, and educational content. Some features are free; others require a paid subscription or a discount tied to verified holdings of the Q utility token (defined in Section 8).

The Service is a research and education tool. It is not a brokerage, exchange, custodian, or registered investment adviser, and we are not your fiduciary, financial planner, accountant, lawyer, or tax adviser.

3. No investment advice; no advisory relationship

Nothing on the Service is personalized investment advice, a solicitation, or a recommendation to buy, sell, hold, or avoid any security, option, ETF, cryptocurrency, or other financial instrument. Outputs are general in nature, generated by algorithms and AI models, and must be independently evaluated. You are solely responsible for your own investment decisions, trading activity, risk management, tax treatment, and regulatory compliance. If you need personalized advice, consult an appropriately licensed professional.

4. Accounts

Some features require an account. You agree to provide accurate information, keep your credentials confidential, and promptly notify us of any unauthorized access at qsignals2026@gmail.com. You are responsible for all activity under your account. We may refuse, suspend, or terminate accounts at our sole discretion, including for violation of these Terms, suspected fraud, abusive activity, or chargebacks.

5. Subscriptions, billing, auto-renewal, and refunds

Paid subscriptions ("Pro" and "Pro — Q Holder") are billed in advance on a monthly or annual basis through Stripe (web) or Google Play Billing (Android). All prices are stated in U.S. dollars and exclude applicable taxes, which you are responsible for.

• Auto-renewal. Subscriptions renew automatically at the end of each billing period at the then-current price unless you cancel before the renewal date. You can cancel anytime through your account settings (web) or the Google Play Subscriptions screen (Android).
• Refunds. Subscription fees are non-refundable except where required by law. We may, at our sole discretion, grant a pro-rated or full refund for documented service failures within 14 days of the charge by emailing qsignals2026@gmail.com.
• Free tier. Free-tier users get a limited monthly quota of analyses (currently 10 per calendar month). The quota resets on the first of each month and is not transferable or carried over. We may change the quota with reasonable notice.
• Q-holder discount. Users who maintain a verified balance of at least the configured threshold (currently 100,000) of the Q utility token in a wallet linked to their account may qualify for a 50% discount on Pro pricing. Eligibility is verified periodically; if your balance drops below the threshold or wallet ownership cannot be verified, your discount may end at the next billing cycle.
• Price changes. We may change prices with at least 30 days' notice to subscribers via email or in-app notice. Continued use after the effective date constitutes acceptance.

6. Permitted use

You may use the Service for personal, non-commercial research and education. You may share excerpts with attribution. Subject to these Terms and your subscription tier, we grant you a limited, revocable, non-exclusive, non-transferable license to use the Service.

7. Prohibited conduct

You will not, and will not attempt to:

• Use the Service to violate any law, including securities, anti-money-laundering, or sanctions laws;
• Resell, sublicense, redistribute, white-label, or commercially exploit Service outputs without prior written permission;
• Scrape, crawl, mass-download, or otherwise extract data at unreasonable volume, or bypass rate limits, paywalls, or quotas;
• Reverse-engineer, decompile, or attempt to derive source code, model weights, or training data from the Service;
• Interfere with the security, integrity, or availability of the Service, including via DoS, injection, or unauthorized access;
• Use the Service to harass others, transmit malware, infringe IP, or generate content that violates applicable law;
• Misrepresent your eligibility, your identity, or the source of any wallet you link to your account;
• Use automated means to create accounts or to engage with the Service except as expressly authorized.

8. Q utility token

The "Q token" is a Solana SPL utility token used to identify community members eligible for the Q-holder discount described in Section 5. Q is not a security, an investment contract, a share, or a debt instrument. Q does not represent ownership in Q Signals or any right to dividends, profits, distributions, voting, or any equity or equity-like return. Holding Q does not entitle you to any specific service level, future feature, or appreciation in value.

You acknowledge that the value of Q may fluctuate or go to zero, that we make no representations about future utility, listings, liquidity, or price, and that you assume all risk of holding, transferring, or transacting in Q. Acquisition, custody, transfer, and disposition of Q is your responsibility and is subject to your own legal and tax review in your jurisdiction.

9. Intellectual property

The Service, including software, models, page copy, methodology text, brand elements, logos, and design, is owned by the operator of Q Signals or its licensors and is protected by copyright, trademark, and other laws. You retain ownership of content you submit (e.g., chat prompts), and you grant us a worldwide, royalty-free license to use, store, and display that content as needed to operate, secure, and improve the Service.

10. Third-party services and links

The Service integrates with third-party providers, including Stripe (payments), Google Play Billing (in-app purchases), Supabase (auth and database), Render (hosting), Solana RPC providers (token-balance reads), market-data and news vendors, OpenAI / xAI (LLM inference), and analytics/advertising platforms. We are not responsible for the availability, accuracy, or practices of those third parties; their services are governed by their own terms.

11. AI-generated content

Some Service features use large-language-model ("AI") inference to generate text, summaries, and chat responses. AI outputs may be inaccurate, incomplete, biased, or out-of-date, may "hallucinate" information, and must not be relied on as fact without independent verification. The Council Chat agents are personas, not licensed professionals, and their statements do not constitute advice.

12. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION. WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, SECURE, OR PROFITABLE.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW: (a) IN NO EVENT WILL Q SIGNALS, ITS OPERATOR, AFFILIATES, OR THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST TRADING OPPORTUNITIES, LOST DATA, OR BUSINESS INTERRUPTION, ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (b) OUR TOTAL CUMULATIVE LIABILITY UNDER THESE TERMS WILL NOT EXCEED THE GREATER OF (i) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE, OR (ii) ONE HUNDRED U.S. DOLLARS ($100). THESE LIMITATIONS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

14. Indemnification

You agree to defend, indemnify, and hold harmless Q Signals, its operator, affiliates, and their respective employees, contractors, and agents from any claim, loss, liability, damage, or expense (including reasonable attorneys' fees) arising from or related to: (a) your use or misuse of the Service; (b) your trading, investment, or financial decisions; (c) your violation of these Terms or any law; (d) your violation of any third-party right; or (e) any content you submit.

15. Binding arbitration; class-action waiver

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") will be resolved exclusively by final and binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, on an individual basis. The arbitration will take place in Boston, Massachusetts, or remotely at your election. Either party may bring an individual claim in small-claims court instead. You and Q Signals each waive the right to a jury trial and the right to participate in a class action, collective action, or representative action. If the class-action waiver is held unenforceable, the arbitration agreement will be void as to that claim only.

Opt-out. You may opt out of this arbitration agreement by emailing qsignals2026@gmail.com with subject "Arbitration Opt-Out" within 30 days of first accepting these Terms. Your decision will not affect any other rights.

16. Governing law and venue

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-law rules. Subject to Section 15, the state and federal courts located in Suffolk County, Massachusetts have exclusive jurisdiction over any non-arbitrable Dispute, and you consent to that jurisdiction.

17. Termination

You may stop using the Service at any time. We may suspend or terminate your access at any time, with or without cause, including for violation of these Terms. Sections that by their nature should survive (including 3, 8–16, and 18) will survive termination.

18. Changes to these Terms

We may update these Terms from time to time. The "Version" and "Effective" date above will reflect the latest revision. Material changes will be announced via email to subscribers and via in-app notice. Continued use after the effective date constitutes acceptance. If you do not agree, stop using the Service before the effective date.

19. Mobile-app specific terms

If you access the Service via the QSignals War Room Android app distributed through Google Play, you acknowledge that Google is not a party to these Terms and has no obligation to provide support. Subscription billing for the Android app is processed by Google Play Billing and is governed by Google's Terms of Service in addition to these Terms.

20. Miscellaneous

These Terms, together with the documents linked above, are the entire agreement between you and Q Signals regarding the Service. If any provision is held unenforceable, the remainder will continue in effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. Notices to you may be sent to the email on your account; notices to us must go to qsignals2026@gmail.com.

Q Signals · Sole proprietorship, Massachusetts, USA · qsignals2026@gmail.com
These Terms are draft template language and have not been reviewed by counsel. Consult a qualified attorney before relying on them in production.